Canadian Banks free essay sample

This paper looks at Canadian Commercial Banks and analyzes their activity In the N.Y.C. real estate market. An examination of the entry of Canadian banks into the American banking market. The paper shows how their greatest competition remains the American commercial banks, and shows how their attempt to enter the real estate market has succeeded. It shows how Canadian Banks already realize a healthy portion of the US real estate market and it is expected that this growth will continue into the future. The Canadian economy has paralleled the US economy for the past year. Following the events of September 11, 2002, the Canadian economy and the US economy took dips and many on both sides of the border feared recession. However, these circumstances were short-lived and both economies quickly resumed their normal pattern. The US economy is strong and many Canadian Banks are poised to take advantage of eager investors in the United States. We will write a custom essay sample on Canadian Banks or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Many of these Banks have established a presence in New York City. One of the main reasons for this move is the strength of the US dollar. Foreign Banks used to have a competitive edge over American Banks, but legislation has evened the playing field. The chief competition for Canadian Banks operating in the US is, of course, other US Banks.

Introduction to Pastoral Counseling Essays

Introduction to Pastoral Counseling Essays Introduction to Pastoral Counseling Essay Introduction to Pastoral Counseling Essay Do to this fact, instead of amplifying problems, we choose to amplify solutions. We believe you are the expert on yourself, because of this we want to partner with you to co-create solutions. In SCABS, the counseling sessions are brief and time-limited. The counseling relationship normally does not exceed more than 5 to 6, 50 minute sessions. Note taking will be used in these sessions by both you and the counselor. Homework will be given to you in order to implement what has been learned in the counseling sessions. You must also document the results of such homework in order to share your progress with the counselor. Termination of the counseling relationship may be done by the counseled at any time. The counselor will not terminate the sessions without appropriate reason. Whenever possible upon completion of the counseling sessions, the counseled will be directed to the appropriate small group ministry in order to foster love, support, and accountability. Guided Assumption to process uses guided assumptions adapted from ?solution-Focused Pastoral Counseling?o (Collar 1953,1997). Those assumptions are as follows: (1) Assume Is at work In ten Tie AT ten counseled (Collar 1 ) Recognize sees grace and mercy in the life of the counseled. (2) Understand that at some point all have needed restoration. All have fallen short of God?was glory and have been in need of encouragement to create an environment for change, rather than isolation. (3) The counseled is not the problem; the problem is (Collar 1953,1997). The counseled has to deal with the problem. Create an environment where the counseled knows that they can indeed be separate from their problem. (4) The counseled is the expert on themselves (Collar 1953,1997). Other than God, no one knows the oneself better than themselves. (5) Finding exceptions helps create solutions (Collar 1953,1997). Realizing the success, Joy and peace one feels away from their problems is key. Remind the counseled to remember events where the problem was not their focus and create to those events more often. (6) The aim is for solutions. Don?wet focus on the problem. The SIC represents my guarded, masked behavior. This behavior is what people expect from me. I am expected to be analytical and weigh options when making decisions. I am sensitive to the needs of others, but I can also be very critical. It may appear that I am uninterested at times because I am contemplative. What I like most is to do things the correct way. Again, this is what is expected of me. My unguarded, unmasked true self is a C/S/D personality profile. Being a C/S/D I am a very task driven person, but I really work well with people on an individual level as well. Most C/S/D?was don?wet like to speak in front of a large group of people, but my spiritual gifts have made this task less frightening and more fulfilling. I will say that I probably am still more effective one on one or in a small group setting. I am really up front and frank with people, often it can be confused or taken as though I am insensitive. I am actually very sensitive and I really care about people; I Just believe that I allow things to roll off of me easily. Essential that frees me up emotionally and mentally to be able to listen to and deal with the problems of others. I am a very serious person. I probably should lighten up a little, be more optimistic, be more positive, and less critical. I have a fairly constant personality with my guarded and unguarded self. I believe my spiritual gifts when used; help keep my personality in check. My three highest spiritual gift tendencies are: Encouraging/Exhorting; Teaching; Administration/ Ruling. This means I also tend to be more of an encouraging person. I often find myself in informal counseling situations. I have genuine concern for the well-being of others. With that concern, comes the desire to share truth with people, mainly the truth of the gospel of Jesus Christ. I also am a visionary person who desires to organize and lead a cause. The overuse of these gifts sometimes makes me boring and annoying. I may tend to talk too much, desire to know too much. I also can be over critical Ana expect too much out AT people. 10 communicate Ana relate Walt others more effectively I should not be so hard on people, and be more sensitive to hey?were needs. I must also exhibit patience and kindness.

The relationship between Religion and Ethics in todays World Essay

The relationship between Religion and Ethics in todays World - Essay Example But we see everyday ethical notions being deliberated upon and changed to suit particular circumstances and individual and mass preferences. Religious precepts are based on the revelations of the original prophets. The precepts were later formalized into written texts of all the religions. Whereas on one hand religious precepts lay the roadmap to salvation, on the other, they also help a human to judge between right and wrong. But slowly decadence set in the free thinking ideals of every religion and the religious precepts got permanence as dogmas. The modern ethics are based upon the theories of ancient Greek philosophers like Socrates, Plato and Aristotle. The ethical notions witnessed resurgence in the seventeenth and eighteenth centuries. The ideas of liberty, freedom and equality took route in European society later got spread out all over the world. What began as an intellectual movement pioneered by such free thinkers as Voltaire, Rousseau, and Hobbes acquired political dimensions in the French Revolution and the American War of Independence. Individual liberty is both the cause and effect of free thinking. Free thinking also promotes the cause of ethical judgment. The sphere of Ethics now spreads beyond individualized thinking to help mankind to frame rules for societies, cultures, and countries. What may be ethical in one country, a geo-political region, or a continent may not be so in another. In other words, ethics hold a huge scope for variance, and argument, whereas religion is guided by dogmas that are most part rigid, unalterable and beyond question. Religious dogmas, too, may have had very logical origin but with passage of time they come to be accepted as divine ordainments and have to be accepted by the people without question. The clash of religion and ethics today gets reflected in different forms. The debate over ethics and